The Kerala Single Dwelling Place Protection Act, 2025, is a social welfare legislation designed to protect low-income families from losing their only home due to loan defaults. It applies to individuals who have mortgaged their single dwelling place to financial institutions for specific purposes like education, medical treatment, marriage, or agriculture. The Act establishes District and State-level committees to evaluate cases where families face foreclosure. If eligible, the government may intervene by rearranging loan terms, paying off the debt, or providing alternative housing. This ensures that vulnerable citizens are not rendered homeless due to financial distress.
Official Legislative Text
Educational Study Layer
Chronological legislative evolution of The Kerala Single Dwelling Place Protection Act, 2025 across statutory gazettes and amending Acts.